Under this Terms and Conditions, “we”, “us”, and “our” denote HomeTown Bank, N.A.  “You” and “your” refer to the individual using the website.

Your use of our website, including the vendor sites necessary to provide products and services relating to your relationship with us (the “Site”), constitutes your agreement to all of the following terms.  If you do not agree with our Terms and Conditions, your sole remedy is to discontinue your use of the Site.

Availability of Products and Services
Information contained in this Site does not and is not intended to constitute an advertisement, solicitation or offer for sale in any jurisdiction where HomeTown Bank, N.A. (“Bank”) is not licensed to do business.

Tools, Calculators and Other Resources
The Site may contain tools, calculators and other resources, such as educational information on financial subjects.  We provide these resources as a complimentary service for educational purposes only.  WE are not responsible for, and expressly disclaim all liability for damages of any kind arising out of the use of such tools, calculators and other resources.

“Pop up”  Technology Use in Internet Banking
For the best use of our internet banking, it is recommended that “pop up stoppers” be disabled by the user in order for the site’s links using “pop up” technology to work properly.

Contacting the Bank by electronic Mail (email)
Because normal internet email transmissions may not be secure, we request that you do not send us or request sensitive information such as account numbers, passwords, and payment information via nonpublic email system.  For time-sensitive information, please contact us at
(409) 763-1271.

We generally will acknowledge emails within one (1) business day; however, we will not take actions based on your email request until we actually receive your email message and have a reasonable time period to act. The Bank is not responsible for any email message that may be inadvertently missed or accidentally not seen.

We will NEVER ask you for any private information (such as account numbers, passwords, PINs, social security numbers, etc.) for any of our products through an unsolicited email.  If you receive any such request, DO NOT respond to it.  Please notify us immediately at (409) 763-1271.

No Unlawful or Prohibited Use
You agree not to use the Site or any information contained in the Site for any purpose that is unlawful or prohibited by these Terms and Conditions, and not to access the Site or use the materials, links, or services available on the Site from territories where such access or use is illegal.

Copyrights and Trademarks
The contents of the Site are our property or are contracted to use by third party unless otherwise indicated and are protected by copyright and trademark laws.  The contents of the Site are for personal use and may not be copied (other than a copy for personal use, displayed, downloaded, distributed, modified, published, or transmitted without our prior written consent.

Limitation of Liability
We provide the contents and use of the Site (including applications, text, graphics, links, tools, calculators and other resources) on an “as is” basis and your use of the Site is at your sole risk.  In addition, we assume no responsibility for any error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure  We make no warranties or representations of any kind in connection with the use of the information or applications on the Site, their accuracy, adequacy or completeness.  To the extent permitted under applicable law, we disclaim all warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose and non-infringement.

In no event shall we, our employees, officers or directors be liable for any damages whatsoever including, without limitation, actual, direct, special, incidental, consequential, punitive or indirect damages, however caused, whether arising from breach of contract, negligence or otherwise, even if we have been advised of the possibility of such damages.

We reserve the right to change the Terms and Conditions and modify the contents of the Site without notice.

Governing Law
Use of the Site is governed by applicable federal laws of the United States of America and laws of the State of Texas.  The courts sitting in the State of Texas shall have exclusive jurisdiction over all disputes arising out of or relating to the contents or use of the Site.

Read our Privacy Notice.

If you have any problems viewing or using our website, please call or visit any of our locations.