HomeTown Bank, N.A. may refuse the reissuance of a debit card for the following reasons: customer negligence, repeated lost cards, or stolen cards.

Availability of Deposits: Funds from deposits may not be available for immediate withdrawal.  Please refer to HomeTown Bank N.A.’s policies governing funds availability for details.

Debit MasterCard

Use your Debit MasterCard for:

  • Online Purchases
  • ATM withdrawals up to $400 per day
  • Debit MasterCard Point-of-Sale transactions up to $1,500 per day
  • Checking your account balance
  • Changing your PIN Number
Personal Identification Number (PIN)

Keep your PIN confidential; never write it on your card or repeat it to others.


  • Replacement Card  $5.00
  • International Debit Card Transaction – 1.1% of transaction (MasterCard’s current fee)
SecurLock Equip

HomeTown Bank has teamed up with SecurLock to give you real-time control of your debit card. Now, you can control how, when, and where your HomeTown Bank debit card is used. Just download the SecurLock Equip App on your Apple or Android smartphone. You can even receive instant notifications of transactions.

It’s simple and easy, and you’re in charge!

Mobile carrier message and data rates may apply.


Contact HomeTown Bank for additional debit card support or issues with ebanking.