Miscellaneous Fees & Charges
Effective as of 1/2/2017
Effective 11/1/2017, HomeTown Bank will no longer offer Money Orders.
Safe Deposit Box Annual Fees
($5.00 discount for seniors 55 and over)
| Size | Annual Fee |
|---|---|
| 3 x 5 | $25.00 |
| 5 x 5 | $30.00 |
| 3 x 10 | $35.00 |
| 5 x 10 | $60.00 |
| 10 x 10 | $85.00 |
Customer Service Fees
| Service | Fee |
|---|---|
| Insufficient Funds | $30.00 |
| Stop Payment | $30.00 per item |
| Returned Deposited Item | $5.00 per item |
| Account Printout | $5.00 |
| Telephone Transfer | $5.00 |
| Account Closed within 30 Days | $30.00 |
| Account Closed within 60 Days | $20.00 |
Cashier’s Checks
- Customer: $5.00
- Non-Customer: $10.00
Wire Transfer – Customer only
- Outgoing: $25.00
- Incoming: $5.00
- International: $65.00
Other Fees
- Locked Bags: $25.00
- Zipper Bags: $5.00
- Collections – Customer Only:
- Outgoing – per collection letter: $20.00
- Collections Incoming: $20.00 per item
Research Fees
- Levies, Subpoenas, Garnishments, Summons and Restraining Orders: $30.00 per hour, plus legal fees
- Printing costs: $1.00 per page
- Customer Research: $30.00 per hour
Loan Collection Note
- Set Up Fee: $50.00
- Monthly Fee: $10.00
- Additional fee for issuing a cashier’s check: $5.00
- Additional Disbursement: $3.00
Regulation Monitoring Fee
Government regulation requires the bank to monitor transactions of certain business classifications. The following is the fee for completing this ongoing monitoring:
- Money Service Businesses: $1,000.00 per month
- Potential Money Service Businesses: $500.00 per month
Deposit of Canadian Items
Requires special handling by the Federal Reserve Bank
- Per Canadian Item: $21.00 per item (current cost from FRB)